Privacy Policy

 
 

Who are we?

Payday Activities, LLC, 32 Brentwood Drive Phenix City, AL 36869
www.paydayactivities.com
email: support@paydayactivities.com

Purpose of this Policy

This Privacy Policy has been compiled to better serve those who are concerned with how their ‘Personally identifiable information’ (PII) is being used online. PII, as used in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context.

Please read our Privacy Policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with Our Website.

Payday Activities

Welcome to paydayactivities.com (our “Website,” “The Company,” or “Payday Activities”), an interactive online service operated by Payday Activities, LLC (“us“, “we” or “our“). Please read the following to learn more about our Privacy Policy, which includes compliance with California Privacy Rights (see also //www.privacyprotection.ca.gov).

We respect your privacy and are committed to protecting personally identifiable information you may provide us through Our Website (however accessed and/or used, whether via personal computers, mobile devices or otherwise). We have adopted this Privacy Policy (this “Privacy Policy“) to explain what information may be collected on Our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through Our Website and does not apply to our collection of information from other sources.

We generally keep this Privacy Policy posted on Our Website and you should review it frequently, as it may change from time to time without notice. Any changes will be effective immediately upon the posting of the revised Privacy Policy. When you access Our Website, you agree to this Privacy Policy. If you do not agree to this Privacy Policy, or to any changes we may subsequently make, immediately stop accessing Our Website. If, at any point in time, we decide to use your personally identifiable information in a manner different than what was stated at the time it was collected, we will notify users of this change by email to the last email address provided to us. Users will have a choice (by means of an opt-out opportunity) as to whether or not we use their information in this different manner. We will use information in accordance with the Privacy Policy under which the information was collected if you opt-out of the new policy.

What PII do we collect from the people that visit our blog, website or app?

Depending on the service you are accessing, you may be asked to provide any of the following information at various times:

  • Name
  • Email address
  • Contact phone number
  • Cell phone number
  • Address
  • Age / year of birth
  • Gender
  • Credit card account information
 General use of PII

This policy may be updated from time to time. Please review this policy each time you use Payday Activities’ website for the most current policy available.

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

  • To administer a contest, promotion, survey or other site feature.
  • To send periodic emails regarding your request for information or other products and services.

Payday Activities may use PII to provide promotional offers, education services, or call you to follow up on your information requests. Payday Activities may complete this by means of email advertising, telephone marketing to the telephone number you have provided, direct mail marketing, and online banner advertising, among other possible uses.

How do we protect visitor information?

Our Website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. We use regular Malware Scanning.

Do we use “cookies”?

    (a) Cookies: A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Payday Activities uses cookies to help Our Website identify and track visitors, their usage of Our Website, and their website access preferences. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (Firefox, Internet Explorer, etc.) settings. Each browser is a little different, so look at your browser’s Help menu to learn the correct way to modify your cookies. To find out more on how to manage and delete cookies, visit aboutcookies.org. For more details on advertising cookies, and how to manage them, visit aboutads.info (US based) or youronlinechoices.eu (EU based).

Payday Activities visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Payday Activities website, with the drawback that certain features of Payday Activities’ websites may not function properly without the aid of cookies.

   (b) Embedded Scripts: An embedded script is programming code that is designed to collect information about your interactions with Our Website, such as the links you click on. The code is temporarily downloaded onto your computer from our web server or a third-party service provider, is active only while you are connected to Our Website, and is deactivated or deleted thereafter.

    (c) Web Beacons: Small graphic images or other web programming code called web beacons (also known as “1×1 GIFs” or “clear GIFs”) may be included in our web pages and e-mail messages. Web beacons may be invisible to you, but any electronic image or other web programming code inserted into a web page or e-mail can act as a web beacon. Web beacons or similar technologies may be used for a number of purposes, including to count visitors to Our Website, to monitor how users navigate Our Website, to count how many e-mails that were sent were actually opened or to count how many particular articles or links were actually viewed.

    (d) Mobile Device Identifiers: Certain mobile service providers uniquely identify mobile devices and we or our third-party service providers may receive such device information if you access the Website through mobile devices. Certain features of the Website may require collection of mobile phone numbers, and we may associate that phone number to mobile device identification information. Additionally, some mobile phone service providers operate systems that pinpoint the physical location of devices that use their service. Depending on the provider, we or our third-party service providers may receive this information.

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating Our Website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services on Our Website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Ads / Google Ads

Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en

We use Google AdSense Advertising on Our Website.

Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network Privacy Policy.

We have implemented the following:

  • Google Display Network Impression Reporting
  • Demographics and Interests Reporting

We along with third-party vendors, such as Google, use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to Our Website.

Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising initiative opt out page or permanently using the Google Analytics Opt Out Browser add on.

New Technology

The use of technology on the Internet, including cookies and web beacons, is rapidly developing. As a result, Payday Activities strongly encourages individuals to revisit this policy for any updates regarding its use of new technology.

This site is not intended for use by children. If you are under the age of 18, do not use this website. Payday Activities will never knowingly collect any personal information from children under the age of 18. If we obtain actual knowledge that we have collected personal information about a child under the age of 18, that information will immediately be deleted from our database. This policy has been designed to comply with the Children’s Online Privacy Protection Act (“COPPA”).

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a Privacy Policy. The law’s reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous Privacy Policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA we agree to the following:

  • Users can visit our site anonymously.
  • Once this Privacy Policy is created, we will add a link to it on our home page or as a minimum on the first significant page after entering Our Website.
  • Our Privacy Policy link includes the word ‘Privacy’ and can be easily be found on the page specified above.
  • Users will be notified of any Privacy Policy changes on our Privacy Policy Page

How does our site handle do not track signals?
We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third-party behavioral tracking?
It’s also important to note that we allow third-party behavioral tracking

California User Rights

In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, STE 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to dca@dca.ca.gov. For more information about protecting your privacy, you may wish to visit http://www.ftc.gov.

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.

We do not specifically market to children under 13.

Internal and External Links

Payday Activities’ website and email messages may sometimes contain hypertext links to the websites of third parties. Payday Activities is not responsible for the privacy practices or the content of such other websites. Linked web sites may contain links to websites maintained by third parties. Such links are provided for your convenience and reference only. Payday Activities does not operate or control in any respect any information, software, products, or services available on such third-party websites. The inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

Foreign use of Our Website

To the extent that you are accessing the website while domiciled outside of the United States, you acknowledge that the PII you are providing Payday Activities is stored in the United States and therefore consent to the transfer of information to and storage of the information outside of your domiciled country and in the United States. United States privacy laws differ from other countries privacy laws.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

  • We will notify the users via in-site notification within 7 business days

We also agree to the Individual Redress Principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

Changes to this Privacy Statement

If we decide to change our Privacy Policy, we will post those changes to this privacy statement and other places we deem appropriate, so you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy we will notify you here, or by means of a notice on our home page.

Contacting Us

If there are any questions regarding this Privacy Policy you may contact us by submitting a message through our “Contact Us” section.

Sole Statement 

This Privacy Policy as posted on Our Website is the sole statement of our Privacy Policy with respect to Our Website, and no summary, modification, restatement or other version thereof, or other privacy statement or policy, in any form, is valid unless we post a new or revised policy on Our Website.

© 2017, Payday Activities, LLC. All Rights Reserved.